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Dwindling Consumer Confidence Is Not Helping the Housing Market

Image by Getty Images via Daylife Despite aggressive interest rate cuts by the Federal Government to maintain jobs and even a stimulus package sent out to assist with finances, consumer confidence is still lingering around its lowest level in close to two decades. With everything much more expensive now and the dollar still staggering to keep [...] [...more]

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Insiders Get Billions And The Common Man Continues To Suffer

The world’s financial system is as weak now as it has been in many decades. Federal Reserve Chairman Ben S. Bernanke has a huge problem on his hands: a very wide-ranging credit freeze up surrounding financial institutions. This is a problem that mere cuts in interest rates cannot cure. The exceptionally low interest rates of the [...] [...more]

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Know Your Options For Financing Cosmetic Surgery

Whether it is a nose, a breast, a chin, or an ear, cosmetically altering any part of the body is expensive. So expensive, in fact, that many resort to financing their procedures in order to achieve perfection. As is the case with any type of financing, the borrower should be diligent in doing their homework [...] [...more]

Cosmetic Surgery, Featured Comments (6)

Which One Is Better: Secured Or Unsecured Loans?

Like so many other things in the personal finance world, loans come in many different shapes and sizes. Knowing the nuances can make a big difference for lenders as this article by Peter Kenny points out. — DH If find yourself in the process of searching for a personal loan, you have many factors that you [...] [...more]

Borrow, Featured, Personal Loans Comments (5)

Credit Card Rate Caps ‘Interest’ Obama and Clinton

While both of the Democratic contenders for the November Presidential nomination have a lot of good ideas, here’s one that we, at Debt Hacker, really like: cap usurious interest rates on credit cards.Where the two could not seem to agree on what that cap should be (Clinton proposes the cap at 30% but Obama feels [...] [...more]

Credit Cards, Debt, Politics Comments (0)

A Sound Debt Consolidation Loan Strategy

If one relies solely on the commercials on late-night television, one can easily become deluded into thinking that taking out a debt consolidation loan is an easy-as-pie, one telephone call process that will magically make all of your debt disappear. The fact is that to consolidate your debt in any debt settlement or debt management [...] [...more]

Debt Consolidation, Featured, Personal Finance Education Comments (2)

Debt Settlement and Debt Management: There IS a Difference

An article on mLive.com tells of a possible scandal involving a debt settlement company named ClearYourDebt.com. Apparently, clients who signed up for the company’s services were having their checking accounts drafted yet none of their creditor’s accounts were being paid. This situation not only caused more bad blood with the creditors but with the banks [...] [...more]

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A Combat Weapon on the Battlefield of Debt

Any good soldier will tell you that one of the things crucial to winning a battle is the ability to see the enemy. Well, the same holds true of fighting a battle with debt. For most of us who have numerous credit cards, mortgages, car loans, student loans and other interest-accumulating accounts, it can be [...] [...more]

Credit, Debt Reduction Plan, Featured, Learn Comments (1)

Keep That Charge Card in Your Wallet Saith the Lord

Did you know that God wants you to be debt free? Well, according to the Reverend Billy Talen at St. Mark’s Church in Manhattan, He does! This from an article on CNNMoney.com titled Stay away from the mall, say Hallelujah! that profiles Reverend Talen’s unique ministry. As the founder of the Church of Stop Shopping [...] [...more]

Debt, Featured, News Comments (1)

Debt Free by 2009? You Bet!

Being debt free was at the very top of my resolutions list for 2008. For that matter, it was at the top of my list in 2007, 2006, 2005 and every year that I have had to pay bills. Still, I re-determined to make this the year to finally achieve that goal. There is a [...] [...more]

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